Natural Disaster Scores & Climate-Risk Analytics

See Tomorrow’s Hazards—Today

Assess flood, wildfire, wind-storm, extreme-heat, and air-quality exposure across Canadian properties and portfolios. Powered by Aegaia and delivered through Gnowise, our climate analytics connect physical hazards to financial impacts—including climate-adjusted LTV, potential replacement costs, and portfolio downside risk—for lenders, insurers, investors, and municipalities.

Schedule a demo

One source for value + risk – Market insights and climate exposure in the same dashboard or API.
Forward-looking intelligence – Historical events blended with future climate scenarios (2030, 2050, 2080).
Built for compliance – Aligns with OSFI B-15, TCFD, and IFRS S2 climate-disclosure rules.

Hazard Score	What it tells you	Example Use
Flood	Probability-weighted depth & damage risk	Mortgage underwriting caps
Wildfire	Fuel load, burn history & ember exposure	Insurance premium setting
Wind-Storm	1-in-100-year gust speed & debris risk	Building-code stress tests
Extreme Heat	Heat-index exceedance days	Cooling-retrofit ROI
Air-Quality / Smoke	Annual PM2.5 & smoke-plume hours	Tenant health disclosures

Data Fusion – Satellite imagery, federal gauges, municipal LiDAR, and IoT sensors refresh on set schedules.
Risk Modelling – ML and physics-based models convert exposure into peril-specific loss curves.
Portfolio Scoring – Query one address or upload thousands; get results in seconds.

De-risk lending & investing by flagging high-hazard properties early.
Support pricing & reserves with credible, climate-adjusted metrics across five major perils.
Meet disclosure mandates quickly and confidently.
Plan resilient projects by targeting mitigation where it matters most.

Mortgage & MIC teams – Adjust LTVs and loan terms in real time.
Institutional investors – Screen acquisitions for hidden climate downside.
Insurers & reinsurers – Fine-tune premiums and capital buffers.
Government & planners – Prioritise infrastructure and housing policies.

Ready to Build Climate-Smart Portfolios?

Book a walkthrough or request a sample dataset to see how our flood, wildfire, wind-storm, heat, and air-quality scores can elevate your decisions today.